Message Image  

Hello my name is

Latest Discussions

  • Posted in: RMA Member Forum

    Question: Good Afternoon! I am interested in knowing if your bank requires DTI calculations to be performed on personal guarantors for commercial loan transactions. If so, do you consider a high DTI ratio a policy exception or is the ratio for informational...

  • Posted in: RMA Member Forum

    Jennifer, Our bank is roughly of $400 million asset size. Each of our lender's have individual authority up to a certain limit based on experience with the Chief Lender having authority up to and including $350K aggregate exposure to the bank so he...

  • Posted in: RMA Member Forum

    Good Morning, the DTI calculation is required per the banks loan policy but it not cited as a loan policy exception. The max DTI is 45% pre-tax and 65% after taxes. ------------------------------ Lashikia Lynch AVP/Loan Operations Supervisor First...


Upcoming Events

Most Active Members

  • photo not available
    John Gumper
    350 Points
  • photo not available
    Jeffrey Glaush
    331 Points
  • photo not available
    Lee Thompson
    302 Points
  • Lee Comer
    Lee Comer
    262 Points

One moment, processing...