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    RE: TDRs

    Posted in: RMA Member Forum

    Karyn, Unfortunately, whether the event that caused the situation is in the borrower's control or not is not a determining factor in whether a loan is deemed a TDR or not. If as a result of the crop damage, the borrower is in financial difficulty...

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    TDRs

    Posted in: RMA Member Forum

    Does anyone have experience with modifications to loans for agricultural purposes? Example: Crop is damaged by frost and borrower requests a 12 month interest only period? Is this a TDR? I realize that it is a concession and requested due to a...

  • Posted in: RMA Member Forum

    Good afternoon - I am interested in obtaining the names of vendors your bank is using to verify payment of real estate taxes on collateral securing your loan portfolio. Also, interested in vendors utilized to obtain updated insurance certificates/declaration...

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