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    Risk Ratings

    Posted in: RMA Member Forum

    ​Is anyone able to share their risk rating definitions. We currently use six ratings, ranging from excellent to doubtful/loss. We have a Watch Category but not a Special Mention. For those that have a Watch category and a Special Mention, can you please ...

  • Posted in: RMA Member Forum

    Mike Hurley summed up well the difference between ABL and cash flow lending.  First, ABL fits those situations where the borrower's sales growth rate outpaces its ability to support the additional funding needed to expand inventory and receivables.  Cash ...

  • Posted in: RMA Member Forum

    ​Good afternoon: I was wanting to know who handles Dealership Floor Plan Loans? I had a few questions regarding the documentation of it. Do you prepare the Loan Documents or are they attorney prepared? Also, do you place your lien on each vehicle or ...

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  • RMA's Annual Statement Studies® are now available!

    RMA's Annual Statement Studies are the only source of comparative industry data that comes directly from the financial statements of small and medium-size business clients of RMA’s member institutions. For over 97 years, RMA has been the leader in ... more

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