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  • Posted in: RMA Member Forum

    Grant Depending on the type of guidance (ex equipment purchases, home builders), we normally document it with a master line and sub-notes under the master line. ------------------------------ Mark Fleshner SVP/CCO Bank 34 623-334-6050 ------------------------------

  • Posted in: RMA Member Forum

    For smaller exposures (the amount will depend on institution), we elected to utilize our Risk Rating Worksheet for annual reviews. The Worksheet provides following sections: General Risks (size, time in business, industry risk, competitive position,...

  • Posted in: RMA Member Forum

    Good morning Grant, We typically used guidance lines for residential builders. Not sure how this applies to your situation. The line is governed by a commitment letter which outlines the conditions/terms for each loan booked under the line which...

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