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Wharton 2019
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  • Posted in: RMA Member Forum

    I have provided litigation support and/or testified in at least a half dozen failed loans to mobile home parks.  An issue in almost all of these was that the operator was also a dealer, selling and leasing mobile homes.  This created conflicts.  One example ...

  • Posted in: RMA Member Forum

    I started underwriting Mobile Home Communities about four years ago.  Research/Google Wells Fargo Mobile Home Community Loans and Fannie Mae MHC.  They have a good basis for underwriting guidelines.  We consider them improved land and prefer to lend to ...

  • Posted in: RMA Member Forum

    I agree with the prior reply about the property type. Another kind of specific consideration to mobile home parks is the age of the park and the size of the pads. If it is an older park the pads will typically be smaller than newer model mobile homes ...

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