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  • Posted in: RMA Member Forum

    Does anyone have a policy section or excerpt for indirect leasing and/or indirect lending that has already been through some OCC level scrutiny they would be willing to share with my Southern Indiana area bank?  We are considering branching off into this ...

  • Posted in: RMA Member Forum

    ​I am looking at the  methodology we use to rate risk items on our dashboards and am wondering if any of you can describes the approach you take.  For example are people tending to use Green/Yellow/Red only with  a definition of G/Y/R dependent on what ...

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    RE: HVCRE

    Posted in: RMA Member Forum

    We only have two HVCRE loans right now making up a very small percentage of CRE (less 5%). We try our best to structure the deals where we do not have any HVCRE. If the borrower cannot inject at least 15% cash, that is a RED Flag to me. James ...

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