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  • Posted in: RMA Member Forum

    I am always looking for ways to improve my model. I use excel as well for some basic analytic formulas. If you are willing to share I would like to see your model. Thank you in advance. ------------------------------ Matthew...

  • Posted in: RMA Member Forum

    Leton: I would use as a guidepost the lesser of your legal lending limit or 25% of average of the past 3 years' annual net income. No single loan should ever jeopardize quarterly earnings. Stephen M. Spicer, CRC President, Central...

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    RE: Loan Limits

    Posted in: RMA Member Forum

    We have a "House Limit" that currently is about 58% of our Legal Lending Limit. Rarely, but it does happen, that we will have a credit relationship that exceeds the House Limit, for which our policy requires "strong mitigating factors" and must be...


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