Lenders have concluded that understanding cash flow is critical for assessing borrower risk. The lending problems of the last seven years have demonstrated the risk of collateral dependent lending.
However, it is becoming apparent that when bankers say “Cash Flow” they don’t always mean the same thing. There are wide variances in what they mean, which results in misunderstandings
The Wisconsin Chapter of the RMA is pleased to present a one day seminar on understanding the various cash flow methods. This includes computation of the different approaches and comparisons, along with their appropriate uses and potential weaknesses.
For example, “debt service coverage” is frequently used for real estate enterprises, but it will often give incorrect indications when used on commercial loans. Find out why and how to avoid this problem.
The course includes case studies that will give you “hands on” experience with the material.For more information and to register click on the More Information link...