Basic Financial Statements

In this Seminar, the following basic financial statement analysis areas will be covered in a cohesive and focused manner: 

• The balance sheet equation
• Understanding the format and structure of the balance sheet
• Defining account titles
• Structure of the income statement
• Relationship between the balance sheet and the income statement
• Introduction to ratios and cash flow

The course is taught with a unique approach that avoids focusing on numbers.  It is designed to build skills quickly and provide a sound basis for financial statement analysis.

Who should attend:

• Bankers new to the lending function
• Credit analysts, particularly those with limited experience
• Branch managers charged with commercial lending
• Bankers new to the loan review or audit function
• Committee members who do not have financial statement experience
• Anyone in the bank who wants or needs to develop financial statement  understanding
• No accounting training or background is required for this course