Workout 101: Essentials and Strategies to Maximize Value in Commercial Loan Workouts

Jason Alpert, CRC, is a Workout and Restructuring Expert and Distressed Debt Investor. His firm, Castlebar Holdings, provides asset resolution solutions to financial institutions through purchasing or refinancing troubled CRE and C&I loans as well as delivering bank advisory / consulting services.

• In Workout 101, Jason outlines a comprehensive approach to managing problem loans.  It covers key areas such as identifying early warning signs of credit deterioration, conducting thorough triage and legal document reviews, and developing strategic action plans.  
• The event emphasizes the importance of limiting liability, maximizing recovery, and restructuring assets to improve risk ratings.  It also details the process of running Net Present Value (NPV) analyses to determine the best resolution scenarios and provides guidance on modifications, restructures, and litigation strategies.  Additionally, it addresses the complexities of bankruptcy and the need for proactive communication and diligent documentation throughout the workout process.

Event tickets pricing:

RMA Members $30, Non-members $45, Student $15. ($5 off if registered by Jan. 9, 2025)

More about Jason:

Jason created and launched the distressed debt sale process at Wells Fargo Bank in 2018 and we sold over $1 billion in secured assets in over 43 states. He led the Portfolio Sale Team and managed all critical aspects of these complex transactions including portfolio selection, vendor and buyer management, compliance, modeling and execution. The team achieved superior results for the bank by believing in a transparent disclosure process and mitigating any and all reputational risk.

Jason led a team of commercial workout bankers that were geographically dispersed and serviced a nationwide portfolio, coaching the team to find win-win solutions for the criticized commercial real estate and commercial and industrial loans that comprised his portfolio. His mantra in crafting restructuring and resolution strategies was to seek the solution that provided the bank and our shareholders the highest net present value on the asset.

Jason is on the Editorial Board of the Risk Management Association (RMA) Journal and has been published six times in the journal. He was also an adjunct professor at the University of Tampa and was recognized as the “Most Outstanding Part-Time Faculty” by the Sykes College of Business. Jaspn is on the Board of the Florida Turnaround Management Association (TMA) and the Florida Risk Management Association. He is also a judge in the University of Florida’s “Next Big Idea” business case competition. In 2021, Jason was  recognized as a “40 Under 40 Leader” in the Tampa Bay Business Journal.

Snow date: Tue Feb. 4 (3:30-6:00 pm)