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  • Posted in: RMA Member Forum

    Good morning Our bank in looking to launch a new commercial lending product and I am in search of a good risk assessment template to perform a risk assessment for our executive team and board of directors for approval. I was curious if any members ...

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    Coinsurance

    Posted in: RMA Member Forum

    I am curious how lenders view coinsurance on commercial properties and if you have accepted it on properties securing a loan. If accepted, do you have any additional requirements? ------------------------------ Ken Hedberg Director, Credit Administration ...

  • Posted in: RMA Member Forum

    We see this often with our customers and have always shown changes in shareholder loans (increase or decrease) as cash flow to the owner. If there is not detail provided for who the loan was from or to, we based it on ownership percentage. Many times, ...

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