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  • Posted in: RMA Member Forum

    Hi Lorance, Maybe you WERE DOING THIS and that's why you brought it in, but my institution uses the services of our regional title company to handle draws on construction projects.  We review the draw requests Borrower submits and after we approve ...

  • Posted in: RMA Member Forum

    Hello- Our bank has started utilizing SBA Guarantees much more than we have in the past. One of the "gray" areas it seems like we run in to is the Credit Elsewhere Test.  I was wondering if anybody had additional guidance on this, or more specifically ...

  • Posted in: RMA Member Forum

    ​​I'm looking to see what the "Normal" is for credit analyst to lender ratio at other institutions. Any comments would be greatly appreciated. Thanks, ------------------------------ Brett Johnson CRC Credit Supervisor The Croghan Colonial Bank Fremont ...


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