We have generally taken the position that if a loan qualifies for the SBA 7a program, it will also qualify as a Community Development Loan and therefore be exempt from HVCRE requirements. Your CRA Officer can verify whether they will report it as a Community ...

This is the final HVCRE Rule from Nov. 2019: Exclusions from HVCRE ADC Loans: 2. Community Development Investment The proposal would have excluded from the HVCRE exposure definition credit facilities that finance the acquisition, development, or ...

Hi Everyone, We are currently evaluating our Reg E policy, does anyone have a copy they are willing to share? Thank you. ------------------------------ Hannah Mulondo Compliance Specialist Ephrata National Bank Ephrata PA (717)733-5957 ----- ...