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  • Posted in: RMA Member Forum

    Do you establish/include Exception targets or thresholds in your C&I lending policy? Would anyone be willing to share their Exception framework (no details of-course), and/or any industry surveys on this topic you may have? Thanks. Gilda ...

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    RE: ALLL

    Posted in: RMA Member Forum

    We haven't reduced our factor yet, but examiners are asking us to be a little more specific with our "economic uncertainty" factor.  They want us to give some specific reasons why we will have a heightened level.  Interested to see if any others have ...

  • Posted in: RMA Member Forum

    We are a ~$500MM institution with 13 lenders currently.  Our average loan size is about $325M.  All requests with an aggregate exposure over $500M are required to come to credit for underwriting.  we typically see between 45-55 requests submitted to the ...

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