Do you establish/include Exception targets or thresholds in your C&I lending policy? Would anyone be willing to share their Exception framework (no details of-course), and/or any industry surveys on this topic you may have? Thanks. Gilda ...
We haven't reduced our factor yet, but examiners are asking us to be a little more specific with our "economic uncertainty" factor. They want us to give some specific reasons why we will have a heightened level. Interested to see if any others have ...
We are a ~$500MM institution with 13 lenders currently. Our average loan size is about $325M. All requests with an aggregate exposure over $500M are required to come to credit for underwriting. we typically see between 45-55 requests submitted to the ...
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