Wharton 2019

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  • Posted in: RMA Member Forum

    Does anyone have default DSCR covenant language for individuals, entities, and global covenants that they would be willing to share? Thanks, ------------------------------ Nicholas Klein CRC VP, Sr. Credit Risk Review Officer Ephrata National Bank Ephrata ...

  • Posted in: RMA Member Forum

    Our bank has a large portfolio of government guaranteed loans and we have the capability of splitting out the risk ratings as you describe. We rate the guaranteed portion better than the non-guaranteed portion and split the ratings. We use the Precision ...

  • Posted in: RMA Member Forum

    Generally speaking, this is what we start with when helping clients develop a Risk Appetite framework, and flowing into enterprise risk assessments. We generally start with the "OCC 8" and sub-divide several categories where those sub-divisions are meaningful ...


  • RMA Foundation Scholarship window opens September 9.

    The RMA Foundation is awarding scholarships to juniors and seniors enrolled in an undergraduate program who are interested in working in the banking industry after graduation. The Foundation will award up to a total of $200,000 in renewable scholarships ... more

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