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  • Posted in: RMA Member Forum

    Attached is what we use, and thus far we haven't received any negative feedback. ------------------------------ Lisa Canale Chief Credit Officer Community Bank of Santa Maria Santa Maria CA (805)922-2900 ------------------------------

  • Posted in: RMA Member Forum

    I haven't exactly but I've been thinking about it quite a bit. One issue in particular seems to be it's sweeping nature and accounting for where it needs its own treatment vs. where it is reasonably accounted for by other policies or programs. Further, ...

  • Posted in: RMA Member Forum

    Typically, it would be 2x/year for an average account (adequate financial performance) with good/timely payment experience and past clean audits. Depending on risk rating/financial performance, payment experience and audit history the frequency would/could ...

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