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Hi Diane - You may also want to review/reference regulatory handbooks on the lending areas.  The OCC handbooks cover a wide range of lending areas with excellent guidance on risk management considerations and lending/underwriting expectations.  Some of ...

We have a procedure consistent with GAAP for moving the nonaccrual interest income to income.  First the loan must be a pass credit in accrual status.  At the time of upgrade to a pass & accrual status the amount can be moved in to income if the amount ...

Colleagues: I am interested in some feedback from the group regarding residential mortgage forbearances for loans held in your portfolio.  At the on-set of COVID-19, we followed the secondary market guidance and offered six-months.  In the nest month ...