Hi! We are looking for guidance on leveraged lending. If a doctor is purchasing a small practice for $2 million, which will be funded primarily through bank debt with a small seller-held note. There is a collateral shortfall, and the leverage will ...
I was recently provided a copy of an opinion paper on why Bank Boards of Directors should not approve individual loan requests other than those required by Reg O. I'm curious if any of your banks have made this change. If so, please indicate your ...
One thing we do, although I wouldn't say it streamlines the process, is we have a third party loan review firm look at our annual reviews before they go to our Senior Loan Committee for presentation. We are a $2.2 billion bank and we require annual reviews ...
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