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  • Posted in: RMA Member Forum

    Hello everyone! I was wondering if any banks are using a matching principle with their credit card line assignments. What I mean by matching principle is looking at a customer's existing credit card lines and then using those to either set the proposed ...

  • ​Colleagues: I wanted to reach out to see if any of your banks are refreshing FICO scores for retail loans on a regular basis.  Some questions that I have are: Which loan types? How often? How do you use the information for risk management? Are you ...

  • Posted in: RMA Member Forum

    I have a question about aggregating non-recourse loans with the loans of a principal in reference to our Legal Lending Limit. The borrowing entity in question is an LLC.  My former employer had a rule that a loan to to such an entity must be combined ...

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