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  • Posted in: RMA Member Forum

    At our bank, there are two options: Warm body borrowers in their name Any entity and trust borrowers must be run through our CRE department Regardless of option, we require legal review of all revocable trusts to confirm ability to borrower ...

  • Posted in: RMA Member Forum

    Revocable family trusts are popular in certain states, especially California.  What I used to require when handling mortgages in California is the borrowers would sign twice, first they sign as individuals and again as trustees of the family trust.  The ...

  • Posted in: RMA Member Forum

    We have experience. The loan is to the individuals while the property may be held in a trust. There are rescission items to consider as well. But that is the brief summary; if you would like to contact me, i can try to assist.  ------------------------------ ...

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